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• In partnership with 91��Ƭ, Revolut expanded its wealth and trading offering by introducing ETFs and fractional European stocks for the first time.
• In the 6 months since integrating 91��Ƭ's Investment API, Revolut has successfully launched new investment products with speed and efficiency.
• This collaboration enabled Revolut to accelerate market entry and seamlessly offer diverse investment options for millions of end users.

Revolut: Empowering 45 million retail customers to invest globally

‍Revolut, one of the leading global fintechs, is on a mission to “simplify all things money”. What might sound like a bold statement to some has in fact become the reality for over 45m retail customers¹ all around the world. Revolut helps both individuals and businesses in 38 countries² to spend, send, and save smarter. 

‍But Revolut didn’t want to stop there. With a commitment to providing accessible and diverse financial solutions, Revolut aimed to expand its wealth and trading offering further.

‍Delivering investments end users actually love

‍As with everything Revolut does, speed and quality go hand in hand. This is embedded in Revolut’s culture to “relentlessly push to become number one in the world”³. It’s no surprise then that their investment offering reflects this ambition for modern, easy, and affordable access to capital markets.

Revolut is committed to lowering barriers to entry for all - their commission-free trading, fractional offering, and easy-to-use investment product are only the first steps. By enabling individuals to build wealth, Revolut not only increases its customer base but also strengthens its loyalty.

‍The challenge for Revolut was to find a reliable and scalable investment infrastructure partner that could support their ambitious growth plans.

91��Ƭ x Revolut: accelerating investment adoption

Enter 91��Ƭ, the preferred partner selected by the global financial super app to address their investment infrastructure needs.

To meet our customers’ needs in providing the best product offering, specifically the ability to diversify their portfolios to include European ETFs and Stocks, we found 91��Ƭ to be the best partner to achieve this. 91��Ƭ's technology, scalable infrastructure, and ready-made product offering made this a successful partnership.
‍Gerry Bogue Operations Manager at Revolut

Leveraging 91��Ƭ's modular, accessible, and compliant Investment API, Revolut was able to with speed and efficiency. 91��Ƭ's end-to-end infrastructure solution enabled Revolut to provide end users with access to assets in high demand that were previously unavailable.

‍Revolut brings their own licence. 91��Ƭ enables a fast go-live

‍Revolut operates in 91��Ƭ’s Bring-Your-Own-Licence Omnibus setup. The setup allows them to make use of their own investment firm licences while taking advantage of 91��Ƭ’s brokerage, settlement, and custody functionality. 

‍With 91��Ƭ’s all-in-one solution, Revolut can standardise their operations and accelerate go-live in new markets. This reduced complexity and full control over being the single user-facing entity gave Revolut the right combination of enablement and flexibility.

‍Integration made easy

‍The close partnership between Revolut and 91��Ƭ facilitated a seamless and collaborative implementation process. By harnessing 91��Ƭ's expertise and support, Revolut successfully added European listed stocks and ETFs to their trading platform across the EEA⁴, only 6 months after partnering with 91��Ƭ.

‍“Since launch, we have been impressed with 91��Ƭ's speed of execution, adaptability, and product expertise,” says Gerry Bogue, Operations Manager at Revolut. “Listening to our customers' feedback and moving fast to provide European ETFs and stocks has been backed up with strong engagement.”

‍Revolut's investment revolution with 91��Ƭ

‍The collaboration between Revolut and 91��Ƭ empowers millions of investors, contributing to Revolut’s success as one of the fastest-growing banks in Europe⁵.

By launching fractional European stock trading, Revolut supports a wide range of end users who previously may have been excluded from traditional investment opportunities. From LVMH and ��’o���𲹱� to SAP and Accenture, Revolut’s end users can now trade all of these stocks and many more, needing only 1 Euro to start.

Revolut unlocked hundreds of investment opportunities with 91��Ƭ’s asset universe by adding ETFs for the first time. Broadening their product offering allowed them to capture untapped market potential which is set to 3x to over EUR 650 billion by 2028 in Continental Europe alone⁶.

‍Introducing Revolut’s Robo-Advisor

‍Revolut continues to push the boundaries of what’s possible and launch feature after feature. In February 2024, less than a year after offering access to ETFs, Revolut took automated investing a step further by . Enabled by 91��Ƭ’s Investment API, Revolut’s tailors investing to the individual’s needs based on their personal circumstances.

Whether it’s based on risk tolerance or specific financial goals, this product makes investing simple and accessible, equipping those who don't have the time to actively invest or are new to it.

‍What’s next for Revolut?

‍Revolut has ambitious plans for the future, all for the ultimate goal of “building a platform so effortless, so seamless, so borderless that you’ll never want to use another financial service again”⁷.

‍“We continue to listen to our customer feedback and look to provide them with the best possible product offering for their Portfolios. Alongside 91��Ƭ we will be increasing the range of our security offering, including Italian and Irish stocks”, says Gerry Bogue, Operations Manager at Revolut.

With 91��Ƭ, Revolut has access to a steady stream of new features, new markets, and new opportunities. All coming at a fast pace to enable Revolut to meet end users’ investment needs. So that we can make investing as easy as spending money. Together.

‍Follow in the footsteps of Revolut and partner with 91��Ƭ 

‍As Revolut continues to expand their investment offerings and shape the future of finance, the successful partnership with 91��Ƭ remains at the forefront of their success. Join us on this journey towards democratising investment and empowering individuals to achieve their financial aspirations.

‍Disclaimer: The content provided in this article is intended for educational and informational purposes only and should not be construed as financial or investment advice. Always conduct thorough research and seek professional guidance before making any investment decisions. The past performance of any investment does not guarantee future results.